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Make sense of any bank statement

Get instant answers from
your bank statements.

Convert a PDF bank statement to Excel or CSV, reconcile transactions against your ledger, match receipts, or summarise your spending — all from the same upload. We read 26+ bank formats and give you answers in seconds.

PDF → Excel / CSV Match & reconcile Match receipts Spending insights
1 MONTH FREETry any paid plan free for 30 days. No credit card required, cancel anytime. See plans →
Matched in 4.2s
99.5% accuracy
bankstatementmatcher.com

statement_march.pdf

Barclays • detected automatically

Amazon UKRef #A2481£129.99
Payroll — Acme LtdRef #P0912£3,240.00
Stripe payoutRef #S5527Matched

Upload Your Files

Upload your bank statement and a reference file with expected payments. We'll match them automatically.

Free: 1 statement/day • 500 rows/day
The statement from your bank showing transactions
PDFCSVExcel
Your list of expected payments (invoices, fees, donations, etc.)
Excel · CSV
📥 Download TemplateCSV or Excel with Reference and optionally Amount
What is a Reference File?
A reference file is your list of expected payments — the payments you're waiting to see in your bank statement. For example:
  • Schools: Student fee invoices with student IDs
  • Charities: Expected donations with donor references
  • Businesses: Invoices with invoice numbers
Format: Just a simple spreadsheet with a "Reference" column (required) and optionally an "Amount" column.Download our template →
Free: 1 statement/day and up to 500 rows/day. Pay per file when you need more.
Features

Everything you need to reconcile faster

Purpose-built tools that turn messy bank statements into clean, matched, exportable results.

Auto-correction

We clean up OCR noise, fix mangled amounts and normalise dates so every row lines up perfectly.

Smart deduplication

Duplicate charges and repeated references are detected and merged automatically before matching.

Lightning fast

Statements are parsed and matched in seconds — no manual spreadsheet wrangling required.

Bank-grade security

Encrypted in transit and processed securely. Your financial data is never sold or shared.

Precision matching

Confidence-scored matching across 26+ bank formats catches the transactions others miss.

Analytics & reports

Instant summaries of spend, recurring payments and unmatched items — exportable to CSV or Excel.

2,847
Statements matched
99.5%
Accuracy rate
<5s
Avg processing time
26+
Supported banks
How it works

From upload to reconciled in four steps

No setup, no integrations, no spreadsheets. Just upload and go.

1

Upload

Drop in your bank statement — PDF, CSV or Excel. We read 26+ formats automatically.

2

Detect

We detect the bank layout, extract every transaction and clean up the data instantly.

3

Match

Transactions are matched against your reference file with confidence scores you can trust.

4

Export

Review matched and unmatched rows, then export clean results to CSV or Excel.

Payment Matching & Reconciliation Tools

Automated bank statement matching — reconcile transactions in minutes, not days

Smart Upload

PDF, CSV, Excel — auto-extract transactions with 95%+ accuracy

Intelligent Matching

Fuzzy matching by reference and amount with confidence scores

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API Integration

Automate workflows with our developer-friendly REST API

Clear Results

Review matches, check discrepancies, export to Excel or CSV

Developer Friendly

Built for Developers

Simple REST API with clear docs. Build batch automations, track jobs, and stream results into your workflows.

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Clear Documentation

Step-by-step guides and examples

API

REST API

Simple endpoints for automation

Webhooks

Real-time job status updates

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OpenAPI Spec

Auto-generate client SDKs

Plugins & Integrations

Connect Your Favorite Tools

Automate bank statement processing directly from WooCommerce, Shopify, WordPress, Zapier, and more.

🛒
WooCommerce
Sync orders & reconcile
🏪
Shopify
Auto-match payments
📝
WordPress
Upload from dashboard
Zapier
Connect 5,000+ apps

Trusted Bank Reconciliation Software

Process thousands of bank statement transactions reliably and securely

95%+
Auto-Match Accuracy
Transactions matched automatically
<10s
Processing Time
From upload to results
50K+
Transactions/Day
Processed reliably
✓ No Credit Card Required

Ready to reconcile smarter?

Join thousands of finance teams who've automated their bank reconciliation. Upload your first statement and see matches in seconds — no credit card required.

No credit card required
Free tier included forever
Cancel anytime

Plans & Pricing

Choose the plan that fits your needs. Scale as you grow.

🎁

Free

$0/forever

Perfect for trying out statement matching. No credit card required.

What's included:
  • 1 statement per day
  • Up to 500 rows per upload
  • 5 receipt matches per day
  • 5 Insights per day
  • PDF, CSV, Excel & DOC support
  • Export to CSV
  • No signup required

Starter

$9.99/month

Great for freelancers & small businesses with moderate volume.

Everything in Free, plus:
  • 3,000 rows per month
  • Unlimited statements
  • 50 receipt matches per month
  • 50 Insights per month
  • Export to CSV & Excel
  • Basic API access
  • Email support (24h response)
⭐ MOST POPULAR
🚀

Pro

$29.99/month

Ideal for accountants & growing businesses needing advanced features.

Everything in Starter, plus:
  • 15,000 rows per month
  • 500 receipt matches per month
  • Unlimited Insights
  • Upload + API access
  • Webhooks & batch jobs
  • Priority 24/7 support
💼

Business

$49.99/month

For enterprises with high volume and custom requirements.

Everything in Pro, plus:
  • 100,000 rows per month
  • Unlimited receipt matches
  • Custom integrations
  • Dedicated support team
  • Custom SLA available
NEW — For Accountants & Business Owners

Professional Tools Built for Your Workflow

Everything you need to manage reconciliation for multiple clients — from sign-off workflows to one-click accounting exports.

👤
Multi-Client Workspace
Organise jobs per client. Assign any matching session to a client and see all their history in one place.
Reconciliation Sign-Off
Draft → Reviewed → Approved workflow. Record who signed off and when, with full audit trail.
📝
Transaction Notes
Add notes directly on any matched or unmatched row. Flagged items stay saved and visible to your whole team.
🟢
QuickBooks & Xero Export
Export matched results in QuickBooks-compatible or Xero-compatible CSV format in one click.
🔁
Recurring Charge Detection
Automatically surface repeat transactions — subscriptions, payroll, and standing orders — across your statement.
💡
Plain-English Summary
Every result opens with a clear, human-readable summary: how many matched, exposure risk, duplicates found.
Security

Enterprise-grade security by default

Your financial data is protected at every step — encrypted, compliant and never sold.

AES-256 Encryption

All data is encrypted in transit and at rest using industry-standard AES-256.

GDPR Compliant

Built to meet GDPR requirements, with clear data handling and deletion controls.

SOC 2 Aligned

Security controls designed around SOC 2 principles for trust and reliability.

PCI DSS Ready

Card data is never stored — payments are handled by PCI DSS compliant providers.

FAQ

Everything you need to know

Do I need to sign up?
No. You can upload files and match instantly. Sign up is only needed for certain features (like exporting) depending on your plan.
Do you store my files?
Files are processed to run the match and are deleted automatically after processing or within a limited retention period.
What formats are supported?
Bank statements: PDF, CSV, Excel. Reference files: CSV or Excel.
How does matching work?
Exact matches require both reference and amount. Partial matches help when references vary (spelling, spacing) or when only part of the reference is present.
Who is this for?
Great for schools, charities, SMEs, and accountants who need a fast way to reconcile payments.
Do you have an API?
Yes! We offer a REST API for developers to integrate payment matching into their systems. Check our developer documentation for details on endpoints, authentication, and webhooks.
Is my data secure?
We use bank-grade encryption and secure processing. Files are automatically deleted after matching. We never share your data with third parties.
Can I change my plan later?
You can upgrade or downgrade anytime through your account dashboard. Changes take effect immediately and you're only charged for what you use.
Overview

What is Bank Statement Matching Software?

Bank statement matching software automates the reconciliation process between your bank transactions and expected payments. Instead of manually comparing each transaction in your bank statement against invoices, fees, or donation records, our automated bank reconciliation tool instantly identifies which payments have been received, which are missing, and which transactions don't match any expected records.

Whether you're a school administrator matching student fee payments, a nonprofit reconciling donation receipts, or an accountant processing client bank statements, BankStatementMatcher saves hours of manual work. Simply upload your bank statement PDF, CSV, or Excel file along with a reference file containing your expected payments. Our intelligent matching algorithm compares transactions by reference number and amount, delivering results in seconds.

Key Features of Our Payment Matching Tool

Multi-Format Bank Statement Upload

Upload bank statements in PDF, CSV, or Excel format. Our parser automatically extracts transaction dates, amounts, and reference numbers.

Intelligent Reference Matching

Fuzzy matching algorithms identify transactions even when reference numbers have slight variations or partial matches.

Confidence Scores

Each match includes a confidence score so you can quickly review uncertain matches and make informed decisions.

Export Reconciliation Reports

Download matched results as CSV or Excel for your records, audit trails, and accounting systems.

Who Uses Bank Reconciliation Software?

Schools and Universities: Match parent payments to student fee ledgers, field trips, and activity fees
Nonprofits and Charities: Reconcile donations against campaign pledges and donor records
Small and Medium Businesses: Link bank deposits to customer invoices and receivables
Accounting Firms: Process multiple client bank statements efficiently with batch processing
Finance Teams: Automate monthly reconciliation and reduce manual data entry errors

Enterprise-Grade Security & Compliance

Your financial data security is our top priority. We adhere to strict data protection standards.

EU

GDPR Compliant

Full compliance with General Data Protection Regulation. Your data rights are protected under EU law.

Auto File Deletion

All uploaded files are automatically deleted after processing. No long-term storage of your sensitive bank data.

256

Bank-Grade Encryption

256-bit TLS encryption for all data in transit. Your files are protected with enterprise security standards.

Our Data Protection Promise

No Third-Party SharingWe never sell, share, or disclose your financial data to third parties.
Secure ProcessingAll file processing occurs in isolated, secure environments with no persistent storage.
Audit TrailComplete audit logging for compliance requirements and internal controls.
Right to ErasureRequest complete deletion of your account and associated data at any time.